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Personal accident Travel Insurance vs Personal Accident provides broader coverage for accidents anywhere, anytime, including death benefits and disability. Flood Insurance vs Home Insurance specifically covers damages resulting from water rising and covering normally dry land. People often choose between Group Life Insurance vs Whole Life Insurance and whole life insurance. Both provide important coverage, but they vary in who owns the policy. When you think about car insurance, you'll often hear about two main types Comprehensive Car Insurance vs Third-party Car Insurance Comprehensive Car Insurance and Third-Party Car Insurance.